Havelock Terrace, Hung Hom Dockyard [????-????]
In Austin Coates's book Whampoa: Ships on the shore, he quotes Ian McKelvie, senior engineer with the Hongkong Electric Company, was born there:
“Highburgh and Inverness Terraces were for the more senior staff. The others, apart from Haverlock, were all the same staff level. Haverlock (sic.) Terrace was for the junior staff levels - dock police officers, wharfmen, junior clerks - and bachelors, three to a house. [...]"
Looking at the titles of John Mackay's photos, the building's nickname was "Hardluck Terrace", probably because it was furthest away from the shore.