Grace Rose / Grace Rosa SMITH (née BELCHER) [1863-1944]

1935 Passenger List London to Hong Kong

Raymond W Smith 39 engineer [Raymond Walter Smith born 22 July 1896 Hampton Middlesex son of Joseph John Smith and Grace Rosa Smith nee Belcher. He died 1976 in Cheltenham ] 

Gertrude Smith 35 [born as Gertrude Anne Anton 16 April 1894 Nottinghamshire  died in Cheltenham 1975] aka Pixie?

John Anton Smith  7 months

Marriage 1931 Quarter 3 Cheltenham

Raymond W Smith to Gertrude A Anton

Birth Grace Rosa Belcher registered Quarter 3 1863 Kingston  Surrey Died 14 January 1944 Stanley Camp

A slight discrepancy; the date of birth of the captioned lady is given as 1863, which means that at the time of her death in 1944 she would be 80 / 81. 
Yet her headstone gives her age at death as 75. Presumably a mistake when it was made?

UK Birth Index

Grace Rosa Belcher registered Quarter 3  1863 Kingston Surrey

1871 Census UK

Grace Rosa Belcher age 7 born Hampton Wick (Postal district Kingston)

Marriage 1890 St Marys Long Ditton

Joseph John Smith 33

Grace Rosa Belcher age 27

1901 Census Billton Warwickshire

Joseph J Smith 43 born Poplar

Grace R Smith  37 born Hampton Wick

1911 Census Bilton

Joseph John Smith 50 born Poplar

Grace Rosa Smith 45 born Hampton Wick

UK Foreign and Overseas Register

Date of death 19 January 1944 Cause chronic bacillary dysentery and  cancer of the breast Information from Red Cross delegate Hong Kong

Date on headstone miscalculated . In 1944 she was 81. This is not uncommon when those present at a death do not know exact birth date or if person making the headstone makes a mistake.